Financial Options for Fulbright Dental Care

At our general, reconstructive, and cosmetic dentistry practice, we are committed to providing high-quality dental care, a comfortable and professional environment, and the latest oral health techniques and technologies. In addition to working with PPO insurance, we partner with reputable healthcare financing companies that offer plans designed to help make dental care more affordable. With payment plans and finance options, qualified applicants can receive the treatments they need when they need them.

The dental financing options we provide for the Hermosa Beach area include (we also accept all major credit cards as a payment method for our services):



FulCare Dental Plan

Insurance & Billing

About Fulbright Dental and Dental Insurance:
Our Patient-First Approach

We are proud of providing the best possible care for our patients. That is why we practice Complete Health Dentistry and are often able to help turn a patient’s health around if they have either been neglecting their mouth or just hadn’t realized what was going on. We understand that not everyone is as excited as we are about dentistry and we have empathy for those who have had traumatic or negative experiences. We strive to turn that around for our patients and make their visits to our office both positive and enjoyable experiences. We will always be our patients’ biggest advocate for their complete health first and foremost.

We believe our relationship is with the patient and not their insurance company. That’s why we decided to become fee-for-service back in 2012. We’re proud of the fact that our patients are making their health decisions based on what’s right for their health, and not what their insurance dictates.

We understand that finances are important, which is why we offer patient financing and payment plans that fit within our patients’ lifestyles.

Again it’s about presenting our patients with the best possible outcome for their health, and not being confined to what their insurance will cover. If things need to be phased out or if it’s possible to prioritize treatment, then we will always do what is best and most agreeable for our patients.

FulCare Dental Plan

The FulCare Plan is an affordable, reduced-fee monthly preventive care plan for both children and adult patients. Each plan provides a comprehensive list of dental care services without deductible fees, yearly maximums, or insurance company limitations. Our Adult Perio Plan may also be an excellent choice for those requiring more extensive periodontal care. Patients who enroll in the FulCare Plan will also receive up to a 15% savings on any of our cosmetic dental services!

ful-care dental plan Dr. Fulbright's affordable reduced-fee monthly preventative care plan for children and adults save up to 15%
CareCredit loan program low-interest rates for Fulbright Dental patients


CareCredit is a loan program that provides flexible monthly payments, extended payment plans, and low-interest rates for patients. We even offer 6 – 12 month interest free options through CareCredit. It is quick and easy to apply, and if approved, you can start treatment immediately. Our staff can easily assist with the approval process, which usually takes just 15 minutes

LendingClub Patient Solutions

LendingClub® is another financing agency that offers a number of plans that can help qualified applicants pay for their dental treatment over time. The application process is easy and quick, and can be conveniently completed online.

LendingClub logo financing agency
Happy couple smiling with the peace of mind that they can afford dental care from Dr. Fulbright due to Lending

PPO Dental Insurance & Billing

Pay provider's fee

Step 1

Patient pays provider’s fee

Provider bills dental insurance

Step 2

Provider bills dental insurance at the time of service

Provider refunds patient

Step 3

If covered by insurance, provider refunds patient*

We Are An Unrestricted Provider

Fulbright Cosmetic & Reconstructive Dentistry is what’s known as an “Unrestricted Provider” office. Here is how our insurance billing process works:

  1. Patients with a PPO insurance plan are charged up-front for the cost
  2. We bill your dental plan at the time of service
  3. If covered, the insurance company will then reimburse patients directly, less any co-pays and/or deductibles that may apply*

Contact Us

If you would like more information on any of the payment options we have available, please contact us today. Our Patient Care Coordinators will be more than happy to answer any questions you may have.